The winter is a wonderful season filled with beautiful scenery and outdoor activities, though the harsh climate can be problematic for everyone. While driving you need to be more cautious, while shoveling snow you need to be careful of hurting yourself and even walking can be dangerous. When there is an accident that requires medical attention or damage is caused, insurance companies will be looking at who is to blame for the accident.
As a homeowner, you need to ensure that you have protected your property and reduced the probability of an accident occurring. Homeowners can be held responsible for many types of accidents that occur on their property if not prepared. If held liable, you may require the professional assistance of a personal injury lawyer to navigate the legal matters.
There are many things that you can do before and during the winter months to reduce your chances of being held liable for any accident that can occur. In order to protect your home and yourself from becoming liable for any accident that may occur, consider implementing the following tips during this winter season.
1. Shovel all snow immediately
Shoveling snow to create clear drive and walkways is mostly important for your safety as walking through piles of ice and snow to get to your front door can be problematic. Though it is also crucial that you shovel your driveway and specifically walkway for guests and pedestrians. If there were a slip and fall accident on your property and your walkway is found without snow removal, you could be held liable for the accident. If you are not physically capable of snow removal, consider investing in a local service who can remove all snow immediately.
2. Ensure all steps are clear and sturdy
If your home has steps to the front or back door, prior to the winter months ensure that all steps are sturdy and well maintained. Any problems that there may be prior to the winter will only increase in severity throughout the upcoming months. If a fall was caused because of your home, regardless of the season, you may be liable for the accident. Ensuring that these steps are maintained will greatly reduce the chances of a slip and fall accident which will, in turn, reduce the possibility of you being held liable.
3. Have proper lighting throughout the property
Good lighting throughout your property has many benefits. Largely, it will reduce the number of accidents by giving your guests a clear pathway if they do not know the area. Many accidents occur because of poor lighting by tripping over a curb or step. Secondly, strong lighting is known to reduce the number of intruders. This is an easy and sure way to keep your home safe.
4. Use salt on all outdoor surfaces
During the winter months, consider keeping a bucket of salt handy and ready to use. Placing salt on your porch, stairs, and walkways will greatly reduce the chance of an accident. The salt reduces and removes the ice build-up that occurs under the snow or during a change in temperatures. After shoveling the snow, place a thin layer of salt across all places on your property where guests or pedestrians may use. This is a great way to protect yourself and others from slipping and falling.
5. Make sure you have strong home insurance coverage
Aside from any other tip that you may consider implementing, the first thing that you need to ensure is that you have good home insurance coverage. Regardless of the season, home coverage is essential. Accidents do happen, no matter how careful you may be, and having sufficient home insurance coverage is an essential part of protecting yourself and your home from anything that may occur.